Dealing With Medical Bills ​
So the thing is - even with Insurance, sometimes you'll get a bill for services you received.
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But we here at the Marketplace of Health, we have some tips and suggestions so to make bills easier to deal with.
1.
Always Check If A Service Is Covered By Insurance: If it is – great, no worries. If Not – then you can prepare for upcoming costs​.
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2.
Ask For An Itemized Bill: Hospitals can bill you for the light, the air conditioning or other unrelated resources used during your stay. By asking for detailed list of what you had done - you can avoid being overcharged
3.
Negotiate! Ask the billing department if you can pay in installments (w/low or no interest), receive notices on what you’ve paid & what you still owe, and ask if your debt can stay with the hospital rather than be sold off to a third party.
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4.
Last but not least & arguably the most important tip. Don’t Take Out Loans: It may seem helpful in the short term but You’ll be paying that loan back for a long time & if you miss payments or default – it will affect your credit score.